Fair enough. A money market is probably the best bet, the issue is always timing tho. I've been in mostly cash since the start of the year and missed like 10%+ at least

That being said, idk how much higher the market can really go with so much downward pressure from hormuz/gas and by extension inflation, AI bills coming due, cc/student/car loan crisis, t-bill rates jumping, idk im sure i could think of more but you get the idea.

I dont regret my decision tho, id rather be early than late in this situation.