Just wait until you read about Pasmo and similar. I like Pasmo a lot. You can top up a card use it for transportation, convenience stores, grocery stores, eating out, vending machines, the arcade >_>, etc. It's like a bus pass that you can use in a pinch. And the security is actually not too bad. It's like a different approach, you need to pay your fare for a train but you can get lunch and beer with it as well (for your ride lol). No need to go to a bank, there's terminals at every station. I mean you'll be SOL in the countryside.
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