But even if your house has never burned down, you should still have a plan for if it does. My wife and I both know what to grab in the case that a fire or carbon monoxide alarm goes off and we need to leave quickly. It's never happened, but you don't want to be in the moment running around panicking because you didn't have a plan.

It doesn't need to be some crazy detailed thing - something simple like "grab the green folder in the file cabinet" or, like this example, "text me "x" and I'll get you out" will work fine, and will save you when it's needed.

There is no implication that this happens often.