50 and older, I'm sorry, but in my personal experience, your advice has been a little out of date.

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[โ€“] 9 points 1 day ago

No matter what the situation, you're not financially behind yet, but if nothing changes in 10 years, you will be.

Save and invest. If you don't have at least $200k net worth by the time you're 40, you're probably never going to retire.

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