Is every responder supposed to research how investing and retirement works in every country on the planet and answer in kind? If you don't have these programs where you live then just keep scrolling or submit your own response.

I think the confusion about your reply is that it reads like you're assuming the person giving advice was being ego-centric or thinking everyone lives in the US or something, when in reality they were just answering the question. Nothing malicious. Spreading their own wisdom.

Are you required to open your virtual mouth anytime something isn’t directed at you? Are you op? Did I answer your question? If you hadn’t opened your virtual mouth would you be here having me shit talk you like a toddler?

How about you consider what actions you took to end up here.