The line between having a home and not having one is far thinner and more attributable to chance than this comment acknowledges. I am not religious, but the statement "There but for the grace of God go I" is something that applies here. Family circumstances, health circumstances, community circumstances are largely a roll of the dice and we live with the outcomes, and those dice can be re-rolled at any time in a person's life through major personal tragedy or just an accumulation of factors that amount to as much. Truly, there but for the grace of God go any of us.