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[–] 120 points 3 months ago (10 children)

The lawsuit faulted Jacksonville Beach Police for hiring and putting O’Connell on a sensitive case despite his own legal history.

“O’Connell is an officer with a documented history of volatility and poor judgment, having previously been terminated from the St. Johns County Sheriff’s Office for threatening to ‘blow up’ the agency, later reinstated, then arrested for domestic battery before resigning under the weight of those charges,” the lawsuit said. “Jacksonville Beach PD hired him anyway, assigned him as lead investigator on a sensitive child-luring case, and later promoted him to corporal after his investigation resulted in the wrongful arrest and prosecution of an innocent man.”

So, a shit cop who has no business having a badge and a gun does a shit job. Who'd have figured? In my opinion, all settlements of claims against improper policing should come from police retirement funds, not public funds. Put the liability on those capable of making the changes necessary to correct the situation.

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  • [–] 45 points 3 months ago (6 children)

    I've seen it proposed that cops should have to start carrying essentially malpractice insurance that they pay for out of their own pocket and that would cover payouts in the event that they get sued. This would have the added advantage that all those "bad apples" that somehow always seem to end up transferred to new precincts instead of fired and banned for life wouldn't be able to get anyone to insure them effectively banning them.

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  • [–] 2 points 3 months ago (4 children)

    While that's the hope, if an insurance agent refused to cover a cop (even if for good reason) that agent would spend the next six months to a year having to buy new headlights every time they drive.

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  • [–] 3 points 3 months ago (2 children)

    That's stalking and illegal. I also don't think I've ever known the full name of any insurance rep but i didn't use local ones.

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  • [–] 3 points 3 months ago

    The agent is a local, usually small business, and acts as a buyer on your behalf. They guide you on coverage to get, and the options available to you.

    Those quotes come from the major insurance companies you always see advertised. They are the ones underwriting your coverage. These are almost invariably faceless corporations, with decisions by faceless computers.

    The local agent can't do anything but recommend coverage elsewhere.

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