Well, it's understandable how I could not understand it though, isn't it? They could have also said "people without work" instead of "without the ability to work", no? Then it would have been clear that someone that loses their job, but still has the ability to work, is included. The way they phrased it very much sounded like you're fucked if you have the ability to work, but just don't have a job right now for some other reason.