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Selfhosted
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Technically, £0
I do have use Mullvad VPN, but not really for any of my hosting, and I do have a Hetzner VPS for my own site, which I have started using to access things. But I can access it all with Tailscale, which is free, as long as I can remember port numbers.
But with those taken into account;
Mullvad: £5 VPS: £15 Domain registration: £35pa
So all told it's about £22 a month.
I do need to look into donating to some of the services I use the most though.
Thinking on it, I suppose the biggest cost is in terms of my time.
Up until this point, I've put quite a bit of time into learning how things work, and how to deploy things I'd find useful, and that can replace paid for services. Even now things are set up and running, I still have a tendency to fiddle with things. I've spent far more time on my Navidrome server than I ever did on Apple Music, put it that way. The same amount of time listening, mind.