1.) Disability isn't just workers comp., and assuming it's injury-based or in-born is imprecise as well.
2.) Allowing employers to "pay" such criminally low wages is one thing, but failing* to enforce anti-discrimination laws re: disabilities, et al, is a whole 'nother ball of shit.
*/ the system is working exactly as intended, fyi
3.) I agree with the rest of your statements, though. 🖖🏼