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this post was submitted on 19 Mar 2026
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politics
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10 years? I'm pretty sure 10 months is 50/50 odds at this point...
I have insight to a company that does automotive loans, and the number of people getting offers for 30% APR 84 month 0-down loans (and accepting them) is way too fucking high.
People can't really afford cars. The US government considers domestic car production so important, that we are practically banned from buying "better" cheaper cars made in China. The auto manufacturers know this and are absolutely chowing down in the captive market. The working class is going to lose reliable transportation, at the same time companies (and the government) are pushing to end Work-from-home options, and there is basically 0 public transportation in the US.
So a lot of people aren't going to be able to afford the systemically artificially inflated cars to get to their arbitrarily in-office jobs and they can't reasonably take the systemically hobbled/non-existent bus or train.
Oh, did I mention that we've pissed off and mistreated and deported all of the migrant labor that made fresh food widely available and cheap in the US? Oh, and we also emptied critical agricultural water reserves in a smooth-brain attempt to fight a fire 200 miles away. Don't forget, global shipping and fuel prices are fucked because of a war we decided to start to distract from the fact that the president is practically in the Epstein files more than Epstein himself? So come summer, we're going to have no food because we have no water and no labor, and importing food is going to be even more expensive? And that's before the capricious 100%+ tarrifs the president is slapping on everything via a fucking tweet.
Come on... I don't think I could fuck up running a county this bad if I was actively trying.
You have to be joking, 84 month 30%??
They sell them on the amount someone would pay per payment, tell people for just $400 every other week they too can drive away in their ~~dream~~ functional car/truck.
Its the same idea of the 15 easy payments of $19.99 shit from long ago. Issue is people need a way to work so they justify the cost the same as rent and food (that are also squeezing people).
And just like the subprime crisis in 2007 all it takes is one life event and it all goes off the rails.
Not joking.
I hate how right you are. And half the country is going to cheer it on without even understanding. And when things do go to shit they'll find some minority group to blame it on and their base will eat it up.
They are doing these types of loans with houses too. This is after the bubble popped due to the relaxation of variable rate mortgages. Stop the fucking world, I want to get off.