Almost the same as me at the start of this year, got a 5900XT and went up to 64GB of RAM for 250-300 quid

Funnily enough I did that because I was telling myself the current crop of GPUs are overpriced so I'll try and hold on to my 3080 for a couple more years, so upgrading other parts would make sense whilst I waited.

Now it's all overpriced!