Yup, I have ~15 options. Basically:

• low cost S&P 500, US mid-cap fund, US small-cap fund, and total international funds (all under 0.10% ER)
• 1-2 actively managed options for each of the first bullet point with much higher fees
• 3 bond funds
• a cash fund
• a retirement fund (tons of bonds and cash)

I'm in a mix of the first bullet point.

401ks won't let you pick specific stocks, generally speaking, but they should have more options than just target date funds. Most will at least have an S&P 500 fund and usually an international fund.

I have a 403(b) because I work at a university but yes we get to pick between a ton of stock funds but also a handful of blended assets, an invested bond, and a non-invested bond if you really think shit's gonna go south. My last job did not offer this kind of thing tho.