But don't worry, you will be at moderate risk of the car breaking down before 10,000 miles and you can't fix the part because it has been deliberately engineered so that mechanics can't fix it and it has to be replaced.
https://xcancel.com/unusual_whales/status/1987985187918192870
payment in kind (PIK) mortgages
Gonna dig up my front porch and send it to my bank for my interest payment, dawg!
Edit: PIK Loans are an actual thing, it just means that you add the interest payment onto the existing debt rather than pay it over time. Which I'm sure would be great for a mortgage and not at all portend a crisis big enough to send us back to the stone age.