You are supposed to have two redundant ones. Hooked up to every service. One leaves the house with you, the other stays in a safe, and you rotate them periodically

and nobody is gonna fucking do that lol

Mine are USB-A and USB-C so no two computers can use both. One of them randomly quit working (something in the OS dropped support for it maybe?) but then I think started working again?

At an old job I had a lot of control over my own infra and I used my HSM to log in to my forge. I haven't used it daily in years now.