My bank wanted my to pay to have an account. I asked why and the answer was some bullshit about having access to their expertise on growing wealth. I told them, I would be growing wealth more quickly if I didn't have to pay monthly fees, canceled my account and took my money to a bank that doesn't charge for a basic money dump account.

It's ridiculous, banks make money by investing the trusted money of their customers. Why would I need to pay them in order to let them make money. They should pay me.