I would be all for that. But at that point we're talking about a restricted form of UBI (which would be nice), and a significant restructuring of how parts of society work.

I'm saying that the way society works now you need a loan to finance housing and food while studying. I'm also saying that's not an inherently bad thing, as long as the loans aren't exploitative. That loan lets you use money that you earn back once you get your degree (given that the system works as it should, which in this case it largely does where I'm from).