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this post was submitted on 07 Jun 2025
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Wtf is klarna?
Swedish fintech for online payments. A lot of young people go into debts with their "shop now, buy later" function
So credit card with extra steps?
Credit cards are not that wide spread in many parts of Europe opposed to the US. I guess it's more like PayPal with the possibility to pay later. But yes, I also use my debit/credit card for online payment, which is a step more as I have to enter many numbers for that.
Layaway without the wait
Credit card with no rewards and more predatory payment scheme
Yikes, that sounds bad. Credit cards aren't really known for being above-board there either.
Credit card with no interest or very very low interest.
It's like lay-away for people old enough to remember that, except you get the product immediately instead of later.