Slightly surprised I didn't get more disagreement.
A prebuilt system has one benefit: the players and DM come to the table with a shared set of expectations. This is crucial for things like adventurer's league, where the players are all strangers, more or less engaging in a tournament without winners, each using the others to get their RPG rocks off, and can be useful to skip the mechanical design level of play-making. It also makes sense for a corporation to try to hit that lowest common denominator to maximise their audience.
However, I maintain, if no one at the table is creative enough to want to world-build beyond that, they might as well all just stick with consumer media. Those who don't feel the drive to create aren't suited to DMing, and a table without a DM is a hetero orgy without a woman.