“Anonymous” isn’t like a formal group. The entire point is that anyone can say that they are anonymous. So yeah, people talk a lot. You can do whatever you like as anonymous.

mostly they are spending hours scrolling through social media accounts of certain types of people looking for dox materials. that's really about it

Attacking twitter would be more useful than deleting all debt? I mean go wild, take that shit ass site down but if you had a "delete twitter" button and a "delete all debt" button, mashing the second one would make you the greatest hero who ever lived.