Yeah I’m in the US and those “free” phone contracts over 3 years are objectively terrible deals when you look at the total cost of $100–120/mo or more with the “free” phone on one of the big three vs buying it outright and paying $25/mo (ish) with an MVNO.

Even if you assume a total cost of $100 at Verizon with the “free” phone—which I believe is a super low estimate—and you assume $45 at Visible (shameless referral plug)—which is their most expensive tier—you’re coming out at $1980 less in contracts over 3 years which could buy you (virtually) any phone you want and then some.