You didn't read the article you linked to, did you?
The encryption by default you speak of is before the first unlock, that is, locked with something like a password or PIN. After the first unlock, the decryption key is stored in memory and your filesystem is pretty much vulnerable to anyone that can get access to the memory. That is why you can even unlock your phone with your face or fingers, because all that is a simple boolean value that indicates whether you logged in or not. You can't "generate" or get a key from your face nor fingers.