to spend/transfer the excess to their children and relatives, and all kinds of shenanigans
Sharing wealth to people who might also do the same once they end up millionaire? Doesn't sound too bad, especially if any of those wealth transfers were taxed even slightly.
Honestly, there's nothing wrong with the current system we have except for letting the rich people keep pretty much everything.
Imbalanced game state, rich people OP. Nerf that and shit will be gucci