My mother-in-law was in the US visiting us when she got appendicitis. Took her to the doctor and had to get surgery the same day, her appendix was close to bursting and we were told she wouldn't have made it another day. My wife overheard the nurse yelling at the doctor for accepting a patient with no insurance. So apparently even in life and death situations, sending you back is an option if you don't have insurance.
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