33,000 ≠ 11,000 I don't need to understand anymore than that, he unjustly enriched himself by lying (fraud) about his assets and the size they are meaning the appraisal would be wrong therefor getting him more money than he should have been able to.
There is no grey area about measurements. How does one get this through your thick skull?
Lying to business to enrich yourself is FRAUD, just look at Elizabeth Holmes. She lied about what her blood test can do. The only difference is "Donnie didn't hurt anyone" except he did, anyone who may not have got a loan because that money went to DJT instead of someone more deserving.
The reason I am being beligerent is because you are defending a conviced (by his peers) felon, new Yorkers and a Trump appointed Judge