this post was submitted on 24 Jul 2023
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Fed’s new instant payment system could be trouble for PayPal, Venmo::The Fed's goal is to connect 9,000 financial institutions nationwide.

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[–] [email protected] 14 points 1 year ago (1 children)

I used to live in the US before and payments between banks/accounts/government entities where a disaster and confusing unless you were using Zelle IF the other person had Zelle.

I live in Brasil now and I'm surprises of how much more efficient the payment processes are here.

I used to have to pay the USCIS with checks, sending about $500 a year by mail (USPS), something that gave me so much anxiety I could barely sleep because I could barely afford it and it could just... get lost.

Today I paid for my permanent Visa here in Brasil and all ot took was reading a QR code and the website auto-updated as soon as I made the payment. That same service you can use it to transfer money to people, stores, supermarkets, anything you can think of.

Maybe some people prefer the old fashioned way but my question is, wh my is the US still using mail and checks in 2023?

[–] [email protected] 5 points 1 year ago

With the USCIS specifically it's because they're bound by laws that are meant to create pain and reduce the number of people who successfully navigate the system. Stupid xenophobes won't let us have a functional immigration system.