Please, if you realized you don’t like having kids after the fact, do NOT have more after the first! Why so many go on to have more than the one!
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So you aren't working and getting a paycheck from some rich man's game? Maybe build your own business and employ others.
Taiwan? You don't look Asian.
Elon Musk's companies directly employ roughly 150,000 to 160,000 people globally, Who do you employ?
For sure don't get junk degree on a loan. Maybe go to trade school with paid internship, etc.
Trade school grads often getting better pay than 'degree' education. Often can get paid internships while learning trade.