this post was submitted on 03 Jan 2024
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What's the security benefit for banking on mobile?
Ah ok so the consensus is to be wary of public networks especially free open networks as they can be spoofed and a MitM or traffic sniffing.
So it's good I have my wireguard vpn on all the time calling home to my home network then I assume.
It's more the security risk of being on WiFi, assuming it's not your home wifi.
Spoofing mobile is at least an order of magnitude harder than spoofing wifi. It pretty much guarantees that those who spoof mobile are either government agencies or people with enough money your pathetic little bank account is irrelevant to them.
That's for now. It is only a matter of time until spoofing mobile is at least as easy and cheap as spoofing wifi is now.
No one else can be on the same network when you're on mobile.
I think everyone is forgetting that there's TLS on almost every website. You can monitor where people go, but you can't see the traffic unless you get the person to install a malicious certificate in their device.
You can however have your traffic redirected to a lookalike site where you give up your account info. So there's still some actual risk.