They've simplified the use of it in a way. Effectively just a website but reactive so access on a phone is simplified.

On the graphs and reports. There's been a lot of work in the last two months, there was a limiting factor in the original choice in graphing library, but I've seen a Sankey graph, which seemed interesting. But more importantly there is a "custom reporting" which will probably not be as flexible as hand rolling your own Google sheet, but does give you a lot of control.

You can test out the demo budget :https://demo.actualbudget.org

And if you go into settings >advanced> experimental features, you can enable the in progress custom reports....