Bill Gates says a 3-day work week where 'machines can make all the food and stuff' isn't a bad idea
(www.businessinsider.com)
Exactly the people who sell the thing in high demand the issurers are in the business of denying care to people by raising prices on healthcare. I feel like your mind is in the right place I agree insurance companies shouldn't exist but what you said in your first comment is false large companies who sell high demand products absolutely gouge on prices all of the time.