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[–] 25 points 2 years ago (1 child)

"As of January 2022, the platform had approximately 40 million monthly active users."[0]

In 2022 they had $30M expenses, so the cost is somewhat under $1/user/year.

They said the minimum donation is there to reduce the viability of scammers using it to check if a stolen credit card number is valid.

[0] https://en.wikipedia.org/wiki/Signal_Foundation

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  • [–] 1 point 2 years ago (3 children)

    What extra protection does 4 dollars get you?

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  • [+] 10 points 2 years ago* (last edited 1 year ago) (1 child)
  • [–] -2 points 2 years ago* (1 child)

    Is it just they know they can only charge like $800 before they get shut down and want that extra $4 for themselves? I am still trying to understand the rationale. If I had no morales and a stolen cc, why would I care if it's a $1 or a $5 charge for validation?

    I feel like I am learning I don't check my cc info nearly as much as other Americans...

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  • [–] 4 points 2 years ago (1 child)

    If there's one service where you can check stolen CC info for $1 and another one for $5 you doesn't go with the $5 one for no reason. The $4 extra dollars doesn't matter in itself but that other places are several times cheaper does.

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  • [–] 0 points 2 years ago (1 child)

    See I would go with the $5 one with the thought process that almost no establishment let's you charge under $5, so if I ever saw something for less than that it would immediately be a redflag.

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  • [–] 1 point 2 years ago

    Half my CCs don't let me set transaction alerts for less than $5-$10, so a $1 or less charge would never notify me, I'd have to be actively checking it every moment of every day to see it immediately.

    And yes, I have email/text alerts when possible for every. single. charge. on my CCs at the lowest threshold possible and it has helped at least three times thus far.

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  • [–] 7 points 2 years ago (1 child)

    The point of scammers using a small value to test stolen numbers is they hope such small transactions go unnoticed for longer, allowing them a bigger time window to use and abuse the stolen card number.

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