Your Windows 10 PC will soon be 'junk' - users told to resist Microsoft deadline
(www.express.co.uk)
Would you advise your enterprise clients that running Windows unpatched is 'not a big deal as long as you have patched web browsers and AV'? Of course not. Because that's dangerous advice and could even open you up to legal liability.
So why would you advise otherwise to home users, who are often more vulnerable in the first place?