Because I have a family subscription. YT and YT music for the whole family, means my kids are ad free and managed. I use the heck out of it and can afford it.

I don't pay for Spotify, and with the price hike Disney + is about to get the eye patch treatment.

But I really do use the heck out of YT, so for me it's worth it.

But if you don't see the value, do what you gotta do.