Welcome again to everybody. Make yourselves at home. In the time-honoured tradition of our group, here is the weekly discussion thread.

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[–] 5 points 2 days ago*

Fully online banks offer a significantly higher percentage with the downside being you have no physical place to withdraw from in an emergency (most have strict ATM limits). I keep an emergency fund in a big corpo bank so I can get it anywhere in the country, then all the other money is in a fully online savings account.

This is much better than it all sitting in a checking account gaining nothing, but maybe not quite what they meant if they already do this.

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