Second, there are more personal costs. You’ll come to rely more and more on these tools, and your skills will rust.

I mean, if you're curious and you're diligent, you can learn from what the AI chugs out. Skills only stagnate when you trust the AI blindly.

I'd say the bigger problem is that when you're outsourcing junior coder work (even the tedious stuff) to a machine, you're not investing in new junior coders.