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[-] Rivalarrival@lemmy.today 1 points 9 hours ago

Umm... No? The monthly amount you receive is based on your earnings, yes. However (And please correct me if I'm wrong) the benefit continues until the death of you and any qualified person (spouse, ex spouse, minor children, disabled children, disabled parent) who survives you. You and/or they could be collecting that benefit on your 150th birthday.

Alternatively, if you die before retiring, without qualified survivors, social security pays nothing to you or your estate.

It's not a "fund". That is a pension, or a retirement insurance program. The taxes that pay for it are premium payments.

this post was submitted on 15 Aug 2026
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