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YouTube Premium Is Not Ad-Free as Advertised, Class Action Lawsuit Claims
(www.classaction.org)
This is a most excellent place for technology news and articles.
It's about false advertising. They advertise it as being ad-free, and then say in the TOS that there are, in fact, still ads.
TOS can clarify details of a service and set limitations and boundaries, but they do not justify deceitful advertising.
The end result will likely be a settlement with YouTube adding an asterisk on the ad itself that clarifies that users will still see advertisements inserted by the creators.