Partially you are right. My only disagreement is while most people don't read those documents, 1 lawyer who is bored and sees a pay day is all that's needed. Like someone has a law degree but can't find a practice to hire them so they go to a dealership, test drive a vehicle, sit down to sign paperwork, read everything and are like "hold up... Can you give me a copy of this?... Thanks, tell your boss to expect a letter from me."

It's like general computer security, you can block 500 bugs and security flaws but if 501st is discovered it's a really bad day.