Just one random counter example: wiki/First Women's Bank (New York):

It opened in 1975 and was part of a broader movement to address the financial needs of women who faced barriers in obtaining credit and financial services from traditional banks.

There was enough of a need for this 50 years ago that it made literal capitalist financial interest to make it happen.

Financial freedom in a modern word can be privileged (but absolutely essential for actual survival) and groups (like women, ie half of humanity) can be denied the necessities. If a women needs a man's signature to get a loan, have a credit card, or even open a banking account, they are not free from that man. And that (one aspect) really changed only in the 80s (slowly & with newer gens).

Saying some women had bank amounts in the 1700s is like saying "land of the free" in reference to USA (at any point in history actually).
Or saying how racism in USA ended with a (any) specific law.

The "meme" is still funny in comparing a basic necessity for a majority vs bcs ofc not a notable % of any human groups have been to space (even including billionaires).