you are viewing a single comment's thread
view the rest of the comments
[–] 4 points 9 months ago (3 children)

Folding phones are so expensive that I consider it mandatory to have insurance. Samsung Care Plus, in Samsung's case. I switched to a pixel pro fold so I could use Graphene and got whatever googles insurance plan is.

  • source
  • parent
  • hideshow 3 child comments
  • [–] 2 points 9 months ago (2 children)

    You should only take insurance on things you can't afford to replace (like your house, your car). If you can't replace your phone from savings, you shouldn't buy a high-end phone.

  • source
  • parent
  • hideshow 2 child comments
  • [–] 3 points 9 months ago* (1 child)

    Just because you can replace your phone from savings doesn't mean it's desirable to do so. The monthly payments for these plans are low, and they have saved me money with two full replacements over a period of about 5 years.

  • source
  • parent
  • hideshow 1 child comment
  • [–] 1 point 9 months ago

    Typically an insurance doesn't save you money. If it did the insurer would go bankrupt.

    Unless you know you will claim much more than a typical insuree, because you break a lot of stuff.

  • source
  • parent