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Passkeys Explained: The End of Passwords
(sentientrant.com)
This is a most excellent place for technology news and articles.
lets just hold the line of "the answer is always username/password + second factor".
could be username/password + totp..
could be username/password + passkey..
if someone figures out my password, i dont lose everything..
if someone steals my passkey, i dont lose everything..
even if i do use the same password for everything, the second factor has it covered.
(nobody will ever guess my password of ******** anyway!)