Because we all know it will eventually go from a "neat" to mandatory with vendor lock-in for no other reason than "fuck you".
We've all seen it a few hundred times now with X, and Y.
I get a few daily pop-ups for "Want to use a pass key". One from my bank. No I don't want to link my fingerprint to my bank account especially in a way that will lock me out when I replace my phone.
Remember folks: Biometrics (What you are) is not constitutionally protected but what you know is (for now at least).