Besides that, credit cards (and chipless debit cards) are unsecure? That receiving credit cards payments costs more in terms of administration costs?

That credit cards are a system designed for consumerism (you see this especially in the US) and that people who grew up with credit cards being the default/more common payment method are often worse with money?

There is a reason why you can only own credit cards if you are an adult, but you can own chipped debit cards earlier.