I feel like the down-vote squad misunderstood you here.

I think I agree: If people made software they actually wanted , for human people , and less for the incentive of "easiest way to automate generation of dollarinos." I think we'd see a lot less sophistication and effort being put into such stupid things.

These things are made by the greedy, or by employees of the greedy. Not everyone working on this stuff is an exploited wagie, but also this nonsense-ware is where "market demand" currently is.

Ever since the Internet put on a suit and tie and everything became abou real-life money-sploitz, even malware is boring anymore.

New dangerous exploit? 99% chance it's just another twist on a crypto-miner or ransomware.