A Boring Dystopia

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More Americans are financing groceries with buy now, pay later loans — and more are paying those bills late, survey says (www.cnbc.com)

submitted 22 hours ago by [email protected] to c/[email protected]

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[–] [email protected] 1 points 5 hours ago (2 children)

I have used it a bunch over the years because I hate talking to people, but I never use delivery so I think it's only a few extra dollars over calling it in in average, plus some places do offer "discounts" and Amazon prime allows grubhub premium for no charge which removes more fees and gives you credit for pickup orders. The discounts aren't much but can bring it down to what it costs by phone and sometimes a little more. I used to throw a few bucks for tip, but i have decided not to do that anymore because I pickup and it's mostly from pizza places which I wouldn't tip if I call it in so why should I this way.

Of course, these days, I barely get takeout or go out anymore because, like the article talks about, money is too tight to reward yourself anymore...

[–] [email protected] 2 points 4 hours ago

My experience is that there's always a hidden surcharge with DD or Uber eats. Like fries are $3 if you call it in yourself, but are $3.30 or something in an app. A couple years ago I had a $10 off $40 coupon and dash pass from my credit card. Total after fees for pickup was like $55 and just calling it in myself was $45.

Not saying it's impossible to save using them, but good luck.

[–] [email protected] 1 points 4 hours ago

Yeah the place specific delivery is usually not to bad I mean in particular the internet ones like grubhub. Im sorta aware of the discounts but im fed up with that model. I do wonder if it will work for them long term as im not sure how many folks will do it without the discount whereas uber and airbnb that can sorta compete because they are a tax dodge there is no real tax advantage gurbhub and ilk can lean on to compete with folks just picking it up themselves. I think they are hoping to decimate the pizza and chinese places drivers.