Look, technically she is right. She still has a boss, she still has to turn up somewhere at a certain time and do a certain thing in order to get paid. But lets not pretend that she still NEEDS to be a "working person".

Once you have enough money for working for the rest of your life to be optional (even if you had to take a significant reduction in lifestyle) you are now a different class of "worker" and that is a HUGE difference in stress and demand on your life.