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As a bike rider, I forget this is a thing. Asked my neighbor, he pays $350/month in insurance alone 🙃 (slrpnk.net)
submitted 2 years ago by to c/fuckcars@lemmy.world
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[–] 142 points 2 years ago (22 children)

Dave Ramsey is a hack.

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  • [–] 77 points 2 years ago (8 children)

    broken clock tho

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  • [–] 14 points 2 years ago (7 children)

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  • [–] 3 points 2 years ago (3 children)

    Yeah but what if the clock is broken so it's like 15 minutes off all the time? Then it's never right. The right twice a day is just big idiom propaganda

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  • [–] 20 points 2 years ago (2 children)

    All you need to know about Dave Ramsey: i worked on his Jaguar XK.

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  • [–] 2 points 2 years ago (1 child)

    Is that a particularly expensive jaguar? When I was car shopping I saw some jags for 20k or less so owning a Jag means absolutely nothing when it comes to wealth.

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  • [–] 8 points 2 years ago (2 children)

    He's right for most people first beginning to improve their financial health. He has probably gotten more people out of debt than any other 'guru'. If that's a hack, so be it, it works.

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  • [–] 2 points 2 years ago (3 children)

    Nah he’s alright. There is no nuance in his advice but for the majority of his listeners that’s probably a good thing.

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  • [–] 1 point 2 years ago (2 children)

    Yeah he has some shit personally takes and I hate the way he runs his company. He does give pretty decent financial advice though

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  • [–] 10 points 2 years ago (1 child)

    No he doesn’t.

    I can give better advice in a similarly easy to consume manner, applicable to most.

    1. Invest in a low cost target date fund. Look at Vanguard target date funds for examples and pick a year close to your expected retirement date.

    2. Pay your highest interest debt before lower.

    Both of these pieces of advice make you more money than doing what Ramsay says and are equally easy to understand.

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