this post was submitted on 02 Aug 2023
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You're assuming his fixed expenses are exactly what they were a decade or even a year ago. People have obligations. Houses, cars, insurance, loan payments, all of that. Reasonable expenses at the time of acquisition based on the reasonable expected income.
You can't assume someone can have their income reduced by 100% for a month, then maybe get ten percent of that back without issues. He's got bills to pay. This is his full time job.