Using early returns and ternary conditional operator changes

private boolean meetsRiderPreferences(Rider rider, Driver driver) {
    if (driver.rating >= 4.5) {
        if (rider.preferences.includes('Premium Driver')) {
              return driver.isPremiumDriver;
        } else {
              return true;
        }
    } else if (driver.rating >= 4.0) {
        return true;
    } else {
        return false;
    }
}

to

private boolean meetsRiderPreferences(Rider rider, Driver driver) {
    if (driver.rating < 4.0) return false;
    if (driver.rating < 4.5) return true;

    return rider.preferences.includes('Premium Driver') ? driver.isPremiumDriver : true;
}

dunno if java has them, but in C# switch expressions could put more of a case focus on the cases

private boolean meetsRiderPreferences(Rider rider, Driver driver) {
    return driver.rating switch {
        < 4.0 => false,
        < 4.5 => true,
        _      => rider.preferences.includes('Premium Driver') ? driver.isPremiumDriver : true,
    };
}

or with a body expression

private boolean meetsRiderPreferences(Rider rider, Driver driver) => driver.rating switch {
    < 4.0 => false,
    < 4.5 => true,
    _      => rider.preferences.includes('Premium Driver') ? driver.isPremiumDriver : true,
};

The conditional has a true result so it can be converted to a simple bool condition as well.

private boolean meetsRiderPreferences(Rider rider, Driver driver) => driver.rating switch {
    < 4.0 => false,
    < 4.5 => true,
    _      => !rider.preferences.includes('Premium Driver') || driver.isPremiumDriver,
};