I mean, I won’t have much leftover after paying off my condo. I live in a very expensive city.

Plus, you never know what you need money for down the line. Maybe my heating will need replacement. Maybe I lose my job. Maybe a family member will need professional care, like a home attendant. Or maybe I’ll take another vacation next year. Who knows.

$500K is not a crazy amount of money. It’s certainly enough to dramatically improve my life. But not enough for me to stop working, or buy stupid things - or anything like that